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Same-Day ACH: Opportunity is Knocking, Will You Answer?

One of the biggest changes in the last 45 years in U.S. payments systems happened recently, and it went unnoticed by major media.

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No More Mr. Nice Guy: Fryzel

Credit unions need to be aggressive and relentless in championing their cause to lawmakers, and that means yearly visits to Washington are not nearly enough.

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When Less Really Is More in Social Media

Instead of trying everything at once, work to master one or two platforms at a time before moving on to new channels, suggests one social media expert.

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FinCEN's Choice to Air Concerns Publicly Is Disturbing Trend

For the second time, FinCEN concerns about credit unions have been aired publicly, instead of in private communication with NCUA, and once former NCUA chairman hopes this doesn’t become a habit.

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Why 'No Comment' Should Not Be One All-Too-Familiar Refrain

There is something to be said for controlling the message, but when it results in no message at all, we're robbed of making informed decisions.

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Is It Always Better to Beg for Forgiveness than Ask Permission?

NCUA’s decision to adopt RBC despite clear signs Congress doesn’t favor the measure could mean political fallout for the agency down the road.

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NASCUS Marks 50 Years of Commitment

The overhead transfer rate remains a primary concern for state charters, but NASCUS CEO Lucy Ito says progress is in sight.

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Why CUs Can't Afford Not to Speed Up, Streamline Lending Process

With multiple points of contact and a boatload of documentation requirements for every loan application, anything credit unions can do to make this process for seamless — and less painful — for members...

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Why Postal Banking Is Not Such a Great Idea: Fryzel

The article ‘Postal Banking Is a “Great Idea’: Bernie Sanders’ published Oct. 21 online by Credit Union Journal is yet another example of efforts by elected officials in Washington to have government...

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Think EMV Is Already So Last Month? Your Members Don't

As many a card expert warned would be the case, there's still a lot of confusion out there about how chip cards work—and what they don't do.

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CUs Deserve A Better Appeals Process: McWatters

There is no reason to wait—and every reason to move—on improving the way the agency handles complaints related to exams and examiners, according to J. Mark McWatters, a member of the NCUA Board.

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Incentives Tied to Loan Growth Is a Legitimate Strategy

Examiners shouldn't be questioning CUs for offering bonuses when loan goals are met, according to Truliant FCU COO Todd Hall.

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Will These Battles Be Won or Lost at the State or Federal Level?

The question of when it makes sense to leave something for the states to hash out, or when should the national entity step in continues to bedevil.

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Millennials Will Choose Your CU, But Only If You Meet Their Needs

It's easy to make certain assumptions about what various demographics want, but it's also easy to be wrong. A recent survey on what people want from their financial institutions offers deeper insight.

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Revising FOM Must Still Conform to Existing Law: McWatters

NCUA Board Member McWatters says a key portion of his statement on FOM was left out of recent coverage.

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Should You Keep Your Friends Close, and Your Regulator Closer?

With community bankers already talking about suing over FOM, ties between NCUA and CU industry could come under more scrutiny.

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From Data Security to NCUA's Budget Process, A Look at Credit Union Advocacy...

Credit unions saw real progress in a variety of legislative and regulatory victories in 2015, but there is still a whole lot left to be done as the close of the 'Year of Regulatory Relief' swiftly...

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Will 2015 Be Remembered as 'The Year of Regulatory Reform?'

Credit Union Journal's editor in chief invites you to share how you think this year—chock full of newsworthy events—should be remembered.

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NCUA Shouldn't Bow to Pressure from Bankers on FOM

Former NCUA Chairman Michael Fryzel urges the current regulatory board not to change course on its FOM reform efforts as a result of litigation threats from community banks.

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Sounding Off on Bowing to Bank Pressure, Paying Directors and More

From supplemental capital and field of membership to bankers getting more involved in NCUA’s process and the 18-month exam cycle, readers share their opinions on some of the hottest topics in the...

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