Same-Day ACH: Opportunity is Knocking, Will You Answer?
One of the biggest changes in the last 45 years in U.S. payments systems happened recently, and it went unnoticed by major media.
View ArticleNo More Mr. Nice Guy: Fryzel
Credit unions need to be aggressive and relentless in championing their cause to lawmakers, and that means yearly visits to Washington are not nearly enough.
View ArticleWhen Less Really Is More in Social Media
Instead of trying everything at once, work to master one or two platforms at a time before moving on to new channels, suggests one social media expert.
View ArticleFinCEN's Choice to Air Concerns Publicly Is Disturbing Trend
For the second time, FinCEN concerns about credit unions have been aired publicly, instead of in private communication with NCUA, and once former NCUA chairman hopes this doesnt become a habit.
View ArticleWhy 'No Comment' Should Not Be One All-Too-Familiar Refrain
There is something to be said for controlling the message, but when it results in no message at all, we're robbed of making informed decisions.
View ArticleIs It Always Better to Beg for Forgiveness than Ask Permission?
NCUAs decision to adopt RBC despite clear signs Congress doesnt favor the measure could mean political fallout for the agency down the road.
View ArticleNASCUS Marks 50 Years of Commitment
The overhead transfer rate remains a primary concern for state charters, but NASCUS CEO Lucy Ito says progress is in sight.
View ArticleWhy CUs Can't Afford Not to Speed Up, Streamline Lending Process
With multiple points of contact and a boatload of documentation requirements for every loan application, anything credit unions can do to make this process for seamless and less painful for members...
View ArticleWhy Postal Banking Is Not Such a Great Idea: Fryzel
The article Postal Banking Is a Great Idea: Bernie Sanders published Oct. 21 online by Credit Union Journal is yet another example of efforts by elected officials in Washington to have government...
View ArticleThink EMV Is Already So Last Month? Your Members Don't
As many a card expert warned would be the case, there's still a lot of confusion out there about how chip cards workand what they don't do.
View ArticleCUs Deserve A Better Appeals Process: McWatters
There is no reason to waitand every reason to moveon improving the way the agency handles complaints related to exams and examiners, according to J. Mark McWatters, a member of the NCUA Board.
View ArticleIncentives Tied to Loan Growth Is a Legitimate Strategy
Examiners shouldn't be questioning CUs for offering bonuses when loan goals are met, according to Truliant FCU COO Todd Hall.
View ArticleWill These Battles Be Won or Lost at the State or Federal Level?
The question of when it makes sense to leave something for the states to hash out, or when should the national entity step in continues to bedevil.
View ArticleMillennials Will Choose Your CU, But Only If You Meet Their Needs
It's easy to make certain assumptions about what various demographics want, but it's also easy to be wrong. A recent survey on what people want from their financial institutions offers deeper insight.
View ArticleRevising FOM Must Still Conform to Existing Law: McWatters
NCUA Board Member McWatters says a key portion of his statement on FOM was left out of recent coverage.
View ArticleShould You Keep Your Friends Close, and Your Regulator Closer?
With community bankers already talking about suing over FOM, ties between NCUA and CU industry could come under more scrutiny.
View ArticleFrom Data Security to NCUA's Budget Process, A Look at Credit Union Advocacy...
Credit unions saw real progress in a variety of legislative and regulatory victories in 2015, but there is still a whole lot left to be done as the close of the 'Year of Regulatory Relief' swiftly...
View ArticleWill 2015 Be Remembered as 'The Year of Regulatory Reform?'
Credit Union Journal's editor in chief invites you to share how you think this yearchock full of newsworthy eventsshould be remembered.
View ArticleNCUA Shouldn't Bow to Pressure from Bankers on FOM
Former NCUA Chairman Michael Fryzel urges the current regulatory board not to change course on its FOM reform efforts as a result of litigation threats from community banks.
View ArticleSounding Off on Bowing to Bank Pressure, Paying Directors and More
From supplemental capital and field of membership to bankers getting more involved in NCUAs process and the 18-month exam cycle, readers share their opinions on some of the hottest topics in the...
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